About Us
We Believe in Finance That Works for You
At CarPow, our purpose is simple: to make car finance safe, transparent, and stress-free. These are the values that guide us in everything we do for you.
A Little Bit About Us
With our foundations in the UK car market in 2007 and in NZ since 2012, CarPow is built to make buying a car simple. Our advanced technology assists you every step of the way and makes the whole process as stress-free as possible.
See How We Approve Your LoanAbout CarPow
At CarPow, we believe car finance should feel simple, transparent, and supportive. Our team is driven by the idea that everyone deserves a fair shot at driving the car that fits their life.
Our Online Customer Portal
See exactly where your loan is up to 24 hours a day, download documents and even pick your perfect vehicle from our instant buy stock list if you wish.
View Car Loan Updates 24/7
Eligibility Test In 15 Minutes
Search and Select Your New Vehicle
Ready to explore?
Your loan and car search — all in one place.
⭐ Trusted by thousands of Kiwis
CarPow Car Loans
Let CarPow Guide You Through the Loan Process
CarPow's team of experts uses smart technology to match you with the best lender for your credit profile—making car finance simple, fast, and tailored to you.
Browse, Select & Drive
Our online vehicle selector lets you find the perfect car without leaving your seat. Watch the car appear on screen, compare your favourites, and choose with confidence — all from your device.
- 🚘 Instant access to nationwide stock
- 🖥️ Browse by type, budget, or preference
- ☕ All while sipping your coffee at home
Secure Vehicle Access ✅
Online Eligibility Explained
Track your loan in real time like a pizza delivery — seriously.
Each step updates automatically in your CarPow dashboard — anytime, anywhere.
At CarPow, we believe that every customer deserves the same level of care — no matter their financial situation or credit history. That’s why we take the time to understand each person's needs and provide tailored, transparent, and expert guidance throughout the entire car finance journey. It’s this commitment to genuine service and long-term support that has earned us thousands of five-star reviews and an ‘Excellent’ rating on Trustpilot from customers all across New Zealand.
Since launching in 2018, CarPow has helped over 5,000 Kiwis secure vehicle finance that works for their lifestyle — no matter their credit history, income, or situation. We’re proud to be a New Zealand-owned and operated business, with a dedicated NZ-based team who genuinely care about helping you find the right vehicle and finance solution. At CarPow, it’s all about people first — making it easier than ever to get into a car you love with a deal that fits.
With hundreds of vehicles available at our Hamilton centre — and even more at our Auckland and Christchurch distribution hubs — there’s a great chance you can drive away the same day your finance is approved. Prefer delivery? We’ll get your vehicle to you quickly, no matter where you are in New Zealand.
Our friendly, NZ-based team is here to support you seven days a week — whether you’re just starting your application, comparing vehicle options, or have questions after your purchase. We're with you every step of the way to make sure the process is smooth, stress-free, and tailored to your needs.
Mechanical Breakdown Insurance (MBI): Protect yourself against unexpected repair costs with comprehensive mechanical and electrical cover.
Payment Protection Insurance (PPI): Covers your loan repayments if you're unable to work due to illness, injury, or redundancy.
GAP Cover: Bridges the gap between your insurance payout and loan balance if your car is written off or stolen.
Ask your CarPow advisor about adding any of these insurance options to your finance package — we’ll help you choose what suits you best.